Hands-On Finance Support for Construction & Trade Businesses
Clarity, control, and fewer financial surprises — without hiring in-house
I work primarily with builders, trades, and design & build businesses who want their finances properly under control, not just filed once a year and forgotten about.
While construction is the core focus, I also support owner-managed service businesses facing similar pressures around cashflow, VAT, payroll, and compliance.
This isn’t cheap bookkeeping or reactive compliance.
It’s ongoing finance support designed to help you:
Understand where the money is actually going
See which jobs make you money (and which quietly don’t)
Stay ahead of VAT, payroll weeks, and cashflow pressure
Make decisions with confidence, not guesswork
Most clients come to me because:
They don’t really know which jobs are profitable
VAT keeps catching them out
Cashflow feels tighter than it should, despite steady work
Their accountant tells them what happened, not what to do next
How My Support Is Structured
My support is structured in two clear layers, so expectations stay clean and fees stay proportionate.
Ongoing Monthly Support
All retained clients receive direct access to experienced finance support, with regular reviews and ongoing guidance throughout the month.
This covers the day-to-day financial running of your business and is how most clients work with me long-term.
It’s designed to keep your numbers:
accurate
compliant
visible
and useful month to month
Project-Based & One-Off Work
Some work sits outside normal monthly support and is scoped and priced separately before starting — so there are no surprises.
This includes things like:
project accounting or detailed job cost reviews
business restructures or inter-company planning
new entity or system setups (Xero, QuickBooks, integrations)
historical clean-ups or reconciliations
director’s loan reviews or specific planning exercises
training or implementation work
Most clients like this approach because it:
avoids scope creep
keeps monthly fees sensible
ensures senior-level input when it’s actually needed
What's Different Between the Packages?
Every package includes accurate bookkeeping, VAT, CIS and financial reporting.
The difference isn't the compliance work—it's the level of financial support and involvement you receive as your business grows.
Each package builds on the previous one, so as your business grows, the level of financial control, insight and strategic support grows with it.
Monthly Support Packages
Packages are flexible and tailored to your business size, sector, and complexity.
The ranges below are for guidance only.
Finance Operations & Reporting - We provide the numbers
Guidance range: From £1,250/month
For growing construction and trade businesses that need reliable financial foundations and better visibility over performance.
This service establishes the financial foundation your business needs by keeping your records accurate, compliant and giving you clear visibility over performance.
Who this is for:
Early stage or growing trade businesses
Sole traders or small limited companies
Builders and subcontractors
Typically suitable for businesses from start-up through to established SMEs.
Owner-managed, hands-on operations
What’s included:
Bookkeeping oversight and reconciliations
VAT and CIS processing and compliance
Project accounting and job costing
Payroll support for directors and small teams
Monthly management accounts
Monthly cashflow forecasting
Project profitability reporting
Practical answers to day-to-day finance questions
Liaison with your year-end accountant
What this gives you:
Clean, reliable financial records
Fewer VAT and tax surprises
Less admin and financial uncertainty
A proper baseline to build from
Commercial Finance Support - We explain the numbers
Guidance range: From £2,500/month
We don't simply produce reports—we review them with you each month, explain what they mean, and identify emerging risks across live projects before they become expensive problems.
This service builds on your monthly reporting by providing commercial oversight across live projects, helping identify issues before they affect profitability or cashflow.
For growing businesses where accurate accounts are no longer enough, you need to understand what is happening across live projects before problems affect profit or cashflow.
What’s included:
Everything in Finance Operations & Reporting
Monthly review of live projects
WIP review and invoice reconciliation
Margin analysis across projects
Review of variations and additional works
Identification of cashflow pressure points
Monthly commercial review with directors
Agreed actions and recommendations
What this changes:
You see issues before they become problems
You understand which jobs are profitable
Cashflow pressure becomes more predictable
Decisions are based on real financial insight, not instinct
Focus is on visibility and understanding, not decision implementation.
Financial Controller Support - We work alongside you to improve the business
Guidance range: From £4,000/month
For established construction businesses where financial control directly impacts profitability and growth.
Beyond reviewing performance, we work alongside you to improve it. Together we agree practical actions that strengthen profitability, cashflow and operational performance, providing the level of commercial finance support typically expected from an in-house Financial Controller.
It is designed for businesses that need senior financial oversight but aren't yet ready for a full-time Financial Controller.
What’s included:
Everything in Commercial Finance Support
6-month rolling cashflow forecasting
Job and project profitability analysis
Margin and cost leakage identification
Direct input into pricing, resourcing decisions, and commercial execution
Process and efficiency improvements
Regular financial review meetings with directors, agreeing practical actions to improve profitability, cashflow and project performance.
What this delivers:
Clear control over cashflow and margins
Reduced financial leakage across jobs
Better commercial decision-making
Stronger operational discipline
Financial clarity while scaling
Fractional Finance Director - We help lead the business financially
Guidance range: From £6,000/month
For larger or more complex construction businesses needing senior financial leadership embedded into the business.
We become part of your leadership team, providing strategic financial direction, board-level reporting and commercial leadership as your business scales.
What’s included:
Full finance function leadership
Strategic planning, budgeting, and forecasting
Board-level reporting and financial accountability
Multi-entity or group structure oversight
Governance, controls, and financial systems
Leadership-level commercial decision support
Oversight of finance processes and external providers
What this delivers:
Finance becomes a controlled, strategic function
Leadership has full visibility and accountability
Decisions are made with financial clarity and structure
The business is supported to scale sustainably
What This Looks Like in Practice
Client type: Design and build contractor
Turnover: £750k–£1m+
Structure: Limited company with multiple active projects and staff
The situation
The business was busy and growing, but financially reactive.
Turnover was increasing, yet cashflow always felt tight
Job profitability was unclear until long after projects finished
VAT and CIS payments regularly caused pressure
Decisions were being made on instinct rather than forward visibility
Year-end accounts looked fine, but didn’t help during the year
The risk was not lack of work.
It was scaling without financial control.
Commercial Finance Support in Practice
I worked with the business on an ongoing basis providing Commercial Finance Support, helping the directors improve financial visibility and control as the business grew.
This included:
Building job costing and project profitability reporting
Producing monthly management accounts the directors could actually use
Supporting pricing, resourcing, and timing decisions
Acting as a consistent financial sounding board as the business grew
The outcome
Over time:
Profitability became visible by project, not just in hindsight
Cashflow improved through planning rather than firefighting
VAT and tax payments became predictable
Directors made decisions with confidence instead of guesswork
Financial stress reduced even as turnover increased
The business did not slow down. It grew with control.
This is what moving beyond simply receiving reports to understanding and acting on them looks like in practice.
Why this matters
For growing construction businesses, this level of support:
Costs less than hiring in-house finance
Reduces risk as turnover increases
Improves decision-making before problems arise
It is the difference between being busy — and being sustainably profitable.
Project Work & Ad-Hoc Support
Not all businesses need a monthly retainer. I also provide project-based or ad-hoc support, particularly for smaller businesses or specific needs.
Typical projects include:
Bookkeeping clean-ups and historical reconciliations
VAT, CIS, or payroll adjustments
Job costing reviews or project profitability analysis
Business structure or inter-company planning
Corporation tax planning or multi-year reconciliations
Training or system setup (Xero, QuickBooks, integrations)
Hourly and project work is scoped individually based on complexity, responsibility and the level of expertise required.
What This Is — and Isn’t
This is:
ongoing, hands-on finance support
proactive involvement, not reactive filing
clear numbers with context
This is not:
year-end-only compliance
junior bookkeeping
call centres or ticket systems
“here’s the software, figure it out yourself” support
Why Work With LK Accounting
Over 20 years’ experience, with deep construction industry knowledge
Specialist understanding of project profitability, WIP, subcontractor costs and cashflow control
Practical, hands-on support grounded in real operational experience
Flexible packages for businesses of all sizes and sectors
Strategic input that grows with your business
Continuity and reliability without the overhead of hiring in-house
Next step
If you’re unsure which level of support best matches your business, a short, no-pressure call is the easiest way to clarify.
During the call, we’ll:
Review where your business is now and how it’s tracking financially
Identify any friction points, inefficiencies, or hidden risks
Determine whether working together would actually help you gain clarity and control
Book a short call
I work with a small number of construction and trade businesses so each client receives consistent, hands-on financial support.
If it looks like a good fit, we can discuss availability and the level of support that makes the most sense for your business.
Contact
➤ LOCATION
Brighton & Hove
OFFICE HOURS
Monday - Friday
8AM - 4PM
☎ CONTACT
contact@lkaccounting.co.uk
07598 497 069
Get in Touch
Tell us about your business and how we can help you take control of your numbers and grow with confidence.